Adam DiNunzio Buyer Package

A detailed guide to purchasing a property


Adam DiNunzio B R O K E R


Known for Service, Trusted for Results!


YOUR NEIGHBOURHOOD BROKER There is nothing we love more than finding, managing, and selling amazing properties to amazing people. Buying a home in today's market can present challenges, but hundreds of homes continue to be sold each week. So what really makes the difference when it comes to selling your home? The details! From our proven sales approach, extensive network and effective marketing campaigns - no detail is overlooked. Priding ourselves in the use of innovative technology to maximize exposure to your home, we ensure your property is given the 5-star treatment at every step of the way. We created this guide to help empower you to make the right decision when selecting the best broker to market and sell your home. We are confident in our ability to deliver results: when we say we are redefining real estate, we mean it! The idea of selling your home may seem overwhelming, but we are here to offer the transparency, guidance and support your need to navigate this process successfully. With a proven track record, the right skill set and years of experience, we have everything needed to successfully sell your home. When it comes to purchasing a property, whether you are buying a home for yourself, or you are looking for exciting investment opportunities, you can rest assured in our ability to help you meet your real estate goals. At The DiNunzio Real Estate Group, we are working for you ! Skilled in tactful communication, artful negotiation and operating as an experienced broker, if you are serious about selling your home, we are serious about getting the job done! 10 REASONS WHY YOU SHOULD WORK WITH ADAM 1. Client-centered - your needs = our priority 2. Diligent and responsible. 3. An expert on local market conditions. 4. Reliable - punctuality and consistency is paramount: you can count on us! 5. Solid and extensive business network - our resources and reach become your resources and reach when you work with us 6. Unmatched work ethic 7. Helpful and always accessible to clients 8. Honest and loyal - transparency and operating in your best interests at every step of the way 9. Highly skilled negotiators - trained by the best in the industry, certified RENE (Real Estate Negotiation Expert) 10. Results-driven

Adam DiNunzio BROKER,RENE Dir: (647) 400-0767 Off: (905) 731-2000

How long have you been in the business? I've been registered and working full time since 2014. A freshly licensed REALTOR® can do a wonderful job and will have up-to-date training; those in the business longer bring more practical experience to the table.

ABOUT THE BROKERAGE - YOUR COMMUNITY REALTY At Your Community Realty we are committed to help our local communities expand and develop. We offer our best expertise in real estate and housing and serve the public with professional help when it comes to making a lasting decision about finding a home. We want our customers to walk away with a great experience and to remain assured that they have found what they were looking for. Our ultimate goal is to provide our community a remarkable encounter and take the stress off their shoulders. Finding a new house has never been easier. The Royal LePage is the oldest and largest Canadian-owned full service real estate Company in the country and Your Community Realty is Canada’s largest independently owned Royal LePage franchise. As our motto says: Royal LePage Your Community Realty is the largest Real Estate Company in York Region with 16 locations* and over 1,350+ sales representatives. All of our offices are staffed 7 days a week, and our agents are available by pager 24 hours a day. Our management team is second to none with full time management support that is always available. Royal LePage is the oldest and largest Canadian-owned full service real estate Company in the country. We have over 18,000+ sales representatives and more than 600 offices from coast to coast. “People come first & it shows!”.

The Royal LePage name is respected and admired for the integrity it brings to all of its 18,000+ relationships.





We would LOVE to help you find a home. We would like you to take a few minutes and think about the home you would like to purchase and your home buying needs. HOUSE HUNTING QUESTIONNAIRE

352 Front St, Toronto 1 Michael Power, Toronto 105 The Queensway Ave, Toronto 501 Yonge St, Toronto 12 Woodstream Blvd, Vaughan 372 Highway 7 E, Richmond Hill 2275 Bur Oak Ave, Markham 193 Beechwood Cres, Newmarket

What price range are you considering?

What areas are you interested in?

Price:____________(Min) to ____________(Max)


How many bedrooms and baths do you want in your new home? Number of Bedrooms: ☐ 1 ☐ 2 ☐ 3 ☐ 4+ Number of Bathrooms: ☐ 1 ☐ 2 ☐ 3 ☐ 4+ T ype: ☐ Detached ☐ Semi-Detached ☐ Attached/ Townhouse ☐ Condo ☐ Condo-Town ☐ Link ☐ Duplex / Triplex / Fourplex / Multiplex Size: ☐ < 700

What’s important to you about this area?

15 Kensington Rd, Brampton 4460 Tucana Crt, Mississauga 93 Whiskey Harbour, North Bruce Peninsula 75 King William Cres, Richmond Hill 189 Horseley Hill Dr, Toronto 53 Briardale, Belleville 105 The Queensway Ave, Toronto 17 Caproni Dr, Vaughan 9 Monarchy St, Barrie 35 Saranac Blvd, Toronto 350 Red Maple Rd, Richmond Hill 4800 Highway 7 Rd, Vaughan 3600 Highway 7 Rd, Vaughan 269 Victoria Ave, Kawartha Lakes 17 Marcon Court, Kitchener 1 Scott St, Toronto 62 Pageant Ave, Vaughan 5329 Richborough Dr, Mississauga 2395 Major Mackenzie Dr, Vaughan 599 Haines Rd, Newmarket 74 Belvia Dr, Vaughan 2910 Highway 7, Vaughan 225 Sherway Gardens, Mississauga 21 Iceboat Terrace, Toronto 93 Ford St, Toronto 120 Widgeon St, Barrie 10 Old Coloney Rd, Richmond Hill 202 Proclamation Dr, Barrie 9808 Yonge St, Richmond Hill 18 Robwill Crt, Brampton 6 Ed Quigg Way, Vaughan 9 Chipperfield Cres, Whitby 29 Bakerdale Rd, Markham 492 Kwapis Blvd, Newmarket 561 Catering Rd, Georgina 3025 Queen Frederica Dr, Mississauga

How long have been looking for a home? ☐ Less Than 3 Months ☐ 3 Months to 6 Months ☐ 6 Months to 1 Year ☐ Over 1 Year How soon would you like to move in? ☐ A.S.A.P ☐ Less Than 1 Month ☐ 3 Months to 6 Months ☐ 6 Months to 1 Year ☐ Over 1 Year Do you need to sell an existing home to buy the next one? ☐ Yes ☐ No Are you working with other Real Estate Agents? ☐ Yes ☐ No Has a lender prequalified you for a loan? ☐ Yes ☐ No If so, for how much?

☐ 700 - 1100 ☐ 1100 - 1500 ☐ 1500 - 2000 ☐ 2000- 2500 ☐ 2500 - 3000 ☐ 3000 - 3500 ☐ 3500 - 5000 ☐ 5000 + Age:

☐ 0-5 Years ☐ 6-15 Years ☐ 16-30 Years ☐ 50+ Years What features are most important to you?

Do you have a real estate lawyer? ☐ Yes ☐ No If so, can we have their contact information?


How much do you want to put down?


40 Baif Blvd, Richmond Hill 45 Oakwood Ave, Toronto 114 Ossington Ave, Toronto


My objective are as follows... 1. To assist you in finding the best home for your needs. 2. To communicate to you effectively.

3. To assist you in negotiating the best terms and lowest dollar value between you and the seller. The following are the steps I take to find you a Dream Home... the "Pro-Active Approach" 1. Conduct an in depth interview to determine your needs and wants. 2. Assist you in arranging all financing, appraisals and inspections. 3. Enter your search criteria into the Multiple Listing Service (MLS) database. 4. Schedule you for instant property match email notification. 5. Develop a shopping plan that's right for you. 6. Research all For Sale by Owners (FSBO), expireds, withdrawn and cancelled listings for additional potential matches.

11. Show you the properties you select and obtain all information you need to determine the type of offer you want to make. 12. Write the purchase contract and arrange for it to be presented. 13. Handle negotiations of the contracts. 14. Supervise the completion of all paperwork. 15. Call you each week to advise you of the status and answer any questions you may have. 16. Schedule inspectors and appraisers. (if needed) 17. Arrange a final walk through. 18. Arrange for the closing. 19. Deliver the keys. 20. If you have not purchased within three weeks, conduct a re-consultation interview to determine changes that must be made to search criteria. 21. Once you have purchased, I will continue to follow up with you quarterly by phone and mail, to keep you up to date with markets trends and values.

7. Prospect daily, our database of clients, leads and neighborhoods that you want to live in, leaving no stone unturned to find the home of your choice. 8. Contact other top listings agents, to discuss potential exclusive listings. 9. Broadcast your needs and wants at our office meeting and preview property daily, to view new inventory. 10. Call you daily and/or as matches occur. (if needed)


What does it Cost to Buy a Home? Once your contract has been accepted, here are some costs that you will have to pay between now and closing. Some of these costs must be paid before closing, others are paid at closing, and some may be financed at closing. In addition to the actual purchase price, some of the other obligations that you will encounter are: Mortgage Application and Appraisal Fee ñ This is paid at the time of application. Deposit ñ This is a cheque you write to the seller's broker, who deposits it in a trust account. This deposit forms a part of your down payment, and thus a part of the purchase price. This is your way of saying my offer is serious. The size of the deposit is up to you. Property Inspection (if needed) - Before you buy a property, it is wise and recommended to have it inspected by a qualified professional property inspector. The inspector will provide you with a written report. Costs are approximately $250 - $500 paid at Inspection. Legal Fees & lawyers fees vary, and are payable at the time of closing. Property Survey (if needed) ñ although it can be provided by the seller, a new survey starts at approximately $1000 and depends on the size and configuration of the property. These fees are paid at the time you obtain the survey. Land Transfer Tax ñ This is a sales tax charged by the provincial government.

The formula used to assess the tax is as follows: 0.55% of the first $55,000 of the purchase price 1.00% of the next $195,000 of the purchase price 1.50% of the next $150,000 of the purchase price 2.00% of the balance of the purchase price.

In addition to the Provincial tax, there is a Land Transfer tax for homes in the City of Toronto. First time home buyers are exempt up to $400,000. Land Transfer taxes are paid at the time of closing. Mortgage Financing Fees ñ Many mortgage companies charge appraisal and processing fees. These fees can be several hundred dollars. If you are borrowing more than 80% of the property value (high ratio financing), there will be a mortgage insurance premium added to the face amount of the mortgage. These fees are usually paid at the time of closing. Insurance Policies ñ You may wish to consider a closing insurance policy (about $40.00) and/or home warranty policy $230.00-$350.00. As well, you will need property insurance and occupierís liability insurance. Contact an insurer well in advance of closing in order to ascertain the costs and to have the policies in place at closing. Adjustments ñ Taxes, Fuel etc. will be apportioned to the seller and buyer at the time of closing. The buyerís lawyer arranges for these adjustments with the sellerís lawyer as part of the closing process.


Adam was a pleasure to work with. He was patient and kind throughout our entire process. We highly would recommend his services to anyone looking to venture into a real estate transaction. -Karla & Rob Adam DiNunzio was not only a great agent to work with, but he also treated me like a friend, not a client. He is the type of individual that always has my best interests in mind. I would definitely use Adams services again, and I highly will recommend him to my friends and family. -N avid Dear Adam, Thank you for your experienced and knowledgeable management of the sale of our friend's home. As an executor of an estate navigating the many items on the to-do list is mind numbing; you made this part so much easier than I had anticipated. The job got done expertly and without any issues or concerns. I wouldn't hesitate to recommend you to anyone who was in need of real estate support. - Jacqueline Adam worked hard for me when purchasing my condo. He was diligent when looking at the analytics and made me feel comfortable with my offer despite the obfuscation inherent in the real estate industry. I would recommend Adam to other buyers looking for an honest agent that will prioritize them over making a quick sale. - N. Hi Adam, thank you so much for the incredible work you did selling our property. You made a stressful process effortless. Your professionalism, attention to detail and follow up was exemplary. This is such an important process and your commitment to customer service combined with your negotiation skills lead us to the best deal that exceeded our expectations. Thank you so much for all that you have done. I will highly recommend you to anyone who is looking for a talented real estate professional who puts his customer needs first. - Rose Hi Adam, thank you so much for helping us to get our dream home. It was a pleasure working with you. You really work hard to make this deal happen. I really want to work with you in future again. Thanks once again for everything you did. - Tania & Selim Hey Adam, having you as my realtor was the best experience I have ever had. Adam will go above and beyond to ensure that he will get the right home at the right price. Being with him you will get that vibe from him like you have known him for years as a best friend. It's an honor and a great privilege to be his client. I would recommend him in pursuing my next home in the near future. - Jamine Graham Hey Adam, I hope this email fines you well. Thank you so much for all your efforts you put forth during this difficult year. My wife and I appreciate the time and patience you’ve had with us for a better part of the year. No word of a lie, without you we would have never been in a position to buy a property in Vaughan. Words cannot thank you enough, from giving us great insight to making sure we crossed all our T’s and dot our I’s in record time. We will definitely be recommending your services to our friends and family. We wish nothing but the best for you!! - Maranzana Family

I've earned the Real Estate Negotiation Expert (RENE) certification, the premier negotiation credential. This was bestowed to me by the Real Estate Business Institute (REBI) and is an official certification of the National Association of REALTORS®.

YOU ARE THE PRIORITY. We will update you regularly. You will always know what actions are being taken to sell your home. We are available 7 days per week. We will leave nothing to chance. OUR PROMISE TO YOU

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