Courtesy of Brad Stevenett

Identity theft is a crime in which a third party obtains your personal information with the intention to commit fraud. This personal information can include you driver’s license, social insurance number, banking information and credit card information. With this information, someone can withdraw from your bank accounts, rack up credit expenses, apply for loans in your name and more. Thankfully, reputable banks and creditors have systems in place to stop or catch identify theft quickly, but there are still several things you should do to protect yourself. Here are seven steps you can take to minimize the risk of having your personal information stolen. 1. Don't carry your social insurance number, passport, birth certificate, or other such documents unless necessary. 2. Review your bank and credit card statements regularly so you can catch any unexplainable purchases. 3. Limit the amount of credit cards you have and cancel any inactive accounts. 4. Don’t give any personal information over the phone unless you have verified the caller, and avoid any offer that sounds too good to be true as it most likely is. WHAT IS IDENTITY THEFT AND HOW DO YOU PROTECT YOURSELF FROM IT?

5. Don’t write passwords down. If you have trouble remembering them, get an encrypting app that only you can access. 6. Shred, or rip up, any documentation that has your name, address, birthday and social insurance number on it. 7. Avoid easy to guess passwords and pins such as birth years and names of family members.

FOUR FAMOUS RIDDLES Courtesy of www.smartbrainpuzzles.com

1. I have billions of eyes, yet I live in darkness. I have millions of ears, yet only four lobes. I have no muscle, yet I rule two hemispheres. What am I? (One of many riddles by comic book supervillian The Riddler.) 2. Voiceless it cries, Wingless flutters, Toothless bites, Mouthless mutters. (A well-known riddle from J.R.R. Tolkien’s The Hobbit.)

3. There is a house. A person enters this house blind but exits it seeing. What is it? (This riddle goes back 4,000 years and is attributed to the Sumer civilization.) 4. What walks on four feet in the morning, two in the afternoon, and three at night? (From the classic play Oedipus Rex by the Greek writer Sophocles.)

The Wind. / 3. A School. / 4. A Human.

Answers: 1. The human brain. / 2.

KAKURO Fill in the grid with the digits from 1 to 9. Each group of digits must add up to the number that is just to the left or above it. No group can repeat the same digit twice. You may repeat a digit within a column or row. There is no requirement to use all of the digits.

Answers:

Courtesy of www.puzzles-to-print.com