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DWAYNE J. HORVATH Direct: 780-445-8575 email: email@example.com Mention Me, to Your Friends & Family! It Means the World...You’re the Best! ;) *Call or Text me: 780-445-8575 My Heartfelt Gratitude to All of You - Who Remember my Efforts & Take the Time to
Volume 16 | Number 1
TIPS FOR SAVING MONEY WHEN MAKING A MOVE
Moving Day can be a very difficult time, physically and emotionally – but it doesn’t have to be fiscally stressful as well – if you do some research and preparation beforehand. Many moving companies have an online moving calculator that allows you to approximately gauge what the final cost of the move will be. These digital tools will allow you to estimate your cost based on different variables, such as the number of rooms involved, number of boxes, if appliances are to be moved and other criteria. If you have time, check in with several different companies to compare their prices. Reputable firms will provide a quote that should aid you in selecting your mover of choice. By having used the online calculator you should have a basic idea of the costs involved, so if the quotes provided are far different you might need to do some further study – if time permits. One of the costs of moving are the supplies you use to pack up your possessions. Moving experts stress that one way to save money is to avoid buying moving supplies such as cardboard boxes, packing paper, pads and blankets and bubble wrap. If you know someone who has recently moved, consider asking them to save their boxes and any extra moving supplies for you. Also, retail locations are excellent places to acquire boxes when it comes time to pack up your treasured items. Another way to save money on a move is to reduce the amount of material to be moved. The best way to do this is to toss, donate or sell whatever you don’t need before moving.
GNOCCHI WITH SPINACH AND CHICKEN SAUSAGE
Courtesy of www.tasteofhome.com
INGREDIENTS : 1 package (16 ounces) potato gnocchi 2 tablespoons olive oil 1 package (12 ounces) fully cooked Italian chicken sausage links, halved and sliced
1 cup white wine or chicken broth 1 tablespoon cornstarch 1/2 cup reduced-sodium chicken broth 3 cups fresh baby spinach 1/2 cup heavy whipping cream 1/4 cup shredded Parmesan cheese
2 shallots, finely chopped 2 garlic cloves, minced
DIRECTIONS: 1. Cook gnocchi according to package directions. Meanwhile, in a large skillet, heat oil over medium-high heat; cook sausage and shallots until sausage is browned and shallots are tender. Add garlic; cook 1 minute longer. 2. Stir in wine. Bring to a boil; cook until liquid is reduced by half, 3-4 minutes. In a small bowl, mix cornstarch and broth until smooth; stir into sausage mixture. Return to a boil, stirring constantly; cook and stir until thickened, 1-2 minutes. Add spinach and cream; cook and stir until spinach is wilted. 3. Drain gnocchi; add to pan and heat through. Sprinkle with cheese.
" HOPE SMILES FROM THE
England’s Poet Laureate from 1850 until his death in 1892, Alfred Lord Tennyson was one of the most celebrated and popular poets of the 19th Century. Born in 1809 in Somersby, England he published his first volume of poems in 1830 and became one of the favourites of Queen Victoria.
THRESHOLD OF THE YEAR TO COME, WHISPERING, ‘IT WILL BE HAPPIER.’ -Alfred Lord Tennyson
LAWYER’S ROLE IN REAL ESTATE Working with a lawyer can be a real benefit when buying a home. Whether you are the buyer or the seller in a real estate sale, a lawyer is there to ensure all the procedures are handled properly and legally and are delivered on time to complete the transaction. If you’re the buyer in a sale, a real estate lawyer will take care of a variety of tasks, including but not limited to: - Review all legal documents including the Agreement of Purchase. - Ensure there are no liens, encumbrances or other financial issues attached to your prospective property. - Confirm Title Insurance for the property is in place and the property’s taxes are up to date. Finally, they will also see that all legal and financial obligations have been met prior to closing and be involved in exchanging legal documents and keys with the seller’s lawyer.
On the seller’s side of the transaction, a lawyer will perform many of the same tasks and will also deal with any potential title issues. The lawyer will also make certain all the negotiated financial and legal conditions of the sale have been completed and be there for the transfer of documents and keys from the buyer’s lawyer.
TO ENSURE YOUR PERSONAL DIGITAL SECURITY
The modern world and the vast advances made in digital communication, business and banking have revolutionized daily life beyond anything that was imagined even a few short decades ago. But the cost of this electronic convenience is the potential personal security risks, to your person and to your assets, this radical transition has created. To help head off any digital risks here are some steps to take to safeguard your online world. One the most basic yet essential steps everyone should take is to install a quality antivirus program on their devices, and to remember to keep it updated. It ’s surprising how often this procedure can be overlooked.
Another thing you should do is to fully investigate the features of the security tools that you do install on your electronic devices. Many common apps and programs have settings that add extra layers of security, but only if you’re aware of them, and have learned how to use them. Reading manuals, or watching tutorials may not be everyone’s favourite pastime, but taking that step might derail intruders eager to do you digital harm. If uncertain it ’s always easiest to talk with the persons who sold you the programs in the first place, their understanding of the product will no doubt exceed yours and might be able to provide you with security benefits you were not aware of.
BRAIN TEASERS Courtesy of www riddles.com 1. Can you write down eight eights so that they add up to one thousand? 2. What English word retains the same pronunciation, even after you take away four of its five letters?
3. What is it that given one, you’ll have either two or none? 4. George, Helen, and Steve are drinking coffee. Bert, Karen, and Dave are drinking soda. Is Elizabeth drinking coffee or soda? EASY SUDOKU #3
Answers: 1. 888 + 88 + 8 + 8 + 8 = 1000 2. Queue 3. A choice 4. Elizabeth is drinking coffee.
SUDOKU PUZZLE Sudoku is a logic-based brainteaser that has been entertaining users since the late 19th Century. But it was the late 20th Century that saw this entertaining and challenging exercise blossom into the popular phenomena it is today. Here’s an example for you to test your own analytic skills! All rights reserved.
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Find more: Easy Sudoku Puzzles
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EASY SUDOKU #3
Residential Unit Sales and Listings Continue to Cool for December
$207,114 condo DOWN 4.6% year-to-year
$457,371 detached DOWN 1.0% year-to-year
AVERAGE SALE PRICES
$356,822 rowhouse DOWN 1.9% year-to-year
973 SOLD LISTINGS 1,211 NEW LISTINGS
detached 644 388 condo
80% SALES TO NEW LISTING RATIO
58 DAYS ON MARKET
5.2 MONTHS OF INVENTORY
ACTIVE LISTINGS (residential inventory) 5,018
family homes averaged $457,371, a 1.0% year-over-year decrease and a 0.6% increase from November 2022. Condominiums sold for an average of $207,114, resulting in a 4.6% decrease year-over-year, with prices down 4.4% compared to November 2022. Duplex prices decreased 1.9% from December 2021, selling at $356,822, with a 0.7% decrease from November 2022. Single-family homes averaged 52 days on the market, a six-day increase from December of last year. Condos averaged 70 days on the market, increasing five days year-over-year, while duplexes averaged 47 days on the market, with no change being reported from December 2021. Overall, all residential listings averaged 58 days on the market, increasing by six days both year-over-year and from November 2022. Statistics reflect market activity in December 2022 | Source: REALTORS ® Association of Edmonton | Market values stated are of the average of Edmonton and surrounding region. Individual home market values will vary and are affected by factors such as location, size, interior and exterior condition. Please call to get an up-to-date evaluation of your home.
Edmonton, January 3, 2023 – Total residential unit sales in the Greater Edmonton Area (GEA) real estate market for December 2022 decreased 26.1% compared to December 2021 and decreased 22.1% from November 2022. New residential listings were down 12.9% year-over-year from December 2021. New residential listings were also down month-over-month, decreasing 38.8% from November 2022. For December, single-family home unit sales are down both 31.9% from December 2021 and 24.2% from November 2022 at 537. Condo unit sales were down 2.8% year-over-year and decreased 15.5% from November 2022. Duplex/rowhouse unit sales also decreased 41.9% year over-year and 33.6% month-over-month. All residential average prices are at $361,172, a 5.2% decrease from December 2021, and a 1.9% decrease from November 2022. Single
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If You Have ; Real Estate Questions - Need Renovation Advice - Would Like an Updated Home Evaluation or Names of Reliable Trades People...I’m Here to Help. *Email: info@SellWell.ca or Call/Text me at: 780-445-8575.
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