Courtesy of Sonnichsen Team November 2021

Dynamic Real Estate 3-1450 Corydon Avenue Winnipeg MB R3N 0J3

204 989 5000 tf: 877 800 5066 Info@WinnipegHomes.com The Sonnichsen Team

Visit us at: www.WinnipegHomes.com

Blair Sonnichsen

Nancy Dilts

Tyson Sonnichsen

Belinda Marks

Volume 14 | Number 11

TIPS FOR A SPEEDY HOME BUYING EXPERIENCE The home-buying process can be lengthy – but it doesn’t have to be! Here are a few things you can do to make finding and buying a new property go smoothly and be timely.

First up, ask any questions you have early. If you aren’t sure about something – let your real estate agent know. The answer can guide you in the right direction sooner than if you hadn’t asked at all. Next, get pre-approved for a mortgage. Pre- approval means that once you find a home, the financial side of things can move along much more quickly. Lastly, be more choosy about the homes you view. While it can be important to keep an open-mind when viewing properties, visiting every single potential home – even if it doesn’t meet your criteria – can slow the process down.

HOMEMADE PEACH CRISP Courtesy of www.ehow.com

1 tsp salt 1/4 tsp + 1 tsp cinnamon, divided 3/4 cup brown sugar 1/2 cup quick-cooking oats 1/2 cup butter, softened

INGREDIENTS : 4 large peaches (about 3 pounds), sliced 2 tsp lemon juice 1/4 cup white sugar 2 tbsp plus 2/3 cup flour, divided 1 tbsp cornstarch

DIRECTIONS: 1. Preheat the oven to 350°F. Add the peach slices, lemon juice, white sugar, 2 tablespoons flour, cornstarch, salt, and 1/4 teaspoon cinnamon to a mixing bowl. Toss to coat. 2. Spray an 8 x 8 pan with cooking spray. Add the peaches in an even layer. 3. Add the remaining 2/3 cup flour, cinnamon, brown sugar, oats and butter to a bowl. Mix until well combined. 4. Add the topping to the peaches in an even layer. Bake in the oven for 35 to 45 minutes or until golden brown and bubbly.

THREE AREAS TO FOCUS ON WHEN READYING YOUR HOME FOR SALE There are so many things to do when readying your home for sale. Focus primarily on these three areas to keep feelings of overwhelm at bay. 1. The first area – and often the most important – is your home’s exterior. You could have the most beautiful interior space in the world, but if the outside isn’t up to par, potential buyers may say no before they’ve even had a chance to walk through the doors. Grass should be cut – or snow shovelled – and overgrown hedges and trees should be pruned. The siding and roofing should be clean and in good repair. Consider adding a fresh coat of paint to jazz up the front door. 2. Next up – the interior space. The often overlooked key to interior staging is “less is more.” " James Cameron was born August 16, 1954 and is a Canadian filmmaker. He is known for making science fiction and epic films like The Terminator, Aliens, Avatar and Titanic. His films have grossed approximately 6 billion dollars worldwide. He has also contributed to underwater filming and remote vehicle technologies. In 2012 he was the first person to do a solo descent to the bottom of Mariana Trench, the deepest part of the ocean. If you set your goals ridiculously high and it's a failure, you will fail above everyone else's success. -James Cameron

This means you’ll likely want to remove things from your home rather than add them. Make sure counters, desktops and shelves are clean and uncluttered. If your rooms feel crowded due to multiple furniture pieces you should remove all but a few. For example, a bedroom only needs the bed, small nightstands and a dresser if the space permits. 3. The last thing you should focus on when selling your home is making sure it is spotless for any viewing. No dog food in a bowl in the corner. No laundry piled up on top of the dryer. Remember, buyers want to picture themselves in your house. After all, the goal is to make it their home!

WHAT IS IDENTITY THEFT AND HOW DO YOU PROTECT YOURSELF FROM IT?

Identity theft is a crime in which a third party obtains your personal information with the intention to commit fraud. This personal information can include you driver ’s license, social insurance number, banking information and credit card information. With this information, someone can withdraw from your bank accounts, rack up credit expenses, apply for loans in your name and more. Signs that you’re the victim of identity theft may be unexplained expenses on your credit card bills, a creditor informs you they’ve received an application that you never sent, a bank informs you they’ve declined a loan you never applied for, et cetera. Thankfully, reputable banks and creditors have systems in place to stop or catch identify theft quickly, and most often you won’t have to pay for purchases made using stolen information. However there are still several things you should do to protect yourself. Here are seven steps you can take to minimize the risk of having your personal information stolen.

1. Don’t carry your social insurance number, passport, birth certificate, or other such documents unless necessary. 2. Review your bank and credit card statements regularly so you can catch any unexplainable purchases. 3. Limit the amount of credit cards you have and cancel any inactive accounts. 4. Don’t give any personal information over the phone unless you have verified the caller, and avoid any offer that sounds too good to be true as it most likely is. 5. Don’t write passwords down. If you have trouble remembering them, get an encrypting app that only you can access. 6. Shred, or rip up, any documentation that has your name, address, birthday and social insurance number on it. 7. Avoid easy to guess passwords and pins such as birth years and names of family members.

KAKURO Fill in the grid with the digits from 1 to 9. Each group of digits must add up to the number that is just to the left or above it. No group can repeat the same digit twice. You may repeat a digit within a column or row. There is no requirement to use all of the digits.

Answers:

Courtesy of www.puzzles-to-print.com

THREE THINGS TO CLEAN IN NOVEMBER

If you want to reduce your spring-cleaning load, tackling some of the bigger jobs at different times of the year is the way to do it. Also, since November leads into the holiday season, it ’s a great idea to start getting a few things ready before the most hectic time of the year hits. Here are three things you should clean during the month of November. • Pots and pans . Got a few pots and pans that have a bit of buildup on the bottoms? Now is the time to give them an extra scrub. Make a paste out of baking soda and water and go to town. If that isn’t cutting it, head to the store and find a non-toxic heavy-duty cleaner. • Crystal, china, silver and serving ware. If you are the kind of person who loves to bring out your fancy crystal and serving platters during holiday celebrations, you’ll want them to be shining and sparkling when you do. Give everything a gentle wipe with a soft cloth. If you have any tarnished silverware, line the bottom of your sink with aluminum foil – shiny side up. Place your silver pieces on top and then sprinkle with baking soda. Pour very hot water over top and watch as your silver comes back to life! • Drawers and closets . If you and your family get a lot of gifts during the holiday season, take this time to go through clothes, toys and books, and donate what doesn’t fit or you don’t use anymore. You’ll be both grateful for the gifts as well as for the extra space to store them.

SEE THESE WONDERS WITHOUT LEAVING YOUR HOME Did you know you can visit the Grand Canyon, Machu Picchu and the Sistine Chapel all without leaving your home? Virtual travel can take you to these famous locales – and beyond. For example, the United States’ National Park Service has a 360-degree tour of the Grand Canyon on their website, where you can go on a virtual hike or float down the Colorado river on a raft. If ancient civilizations are your thing, virtual travel company You Visit offers views of the 15th century citadel on Machu Picchu – complete with llama sightings! How about a visit to one of the most famous architectural wonders in the world? Italian organization Vatican Museums has virtual tours on their website where you can view the Chapel’s most famous features – such as the stunning Renaissance frescos.

Privacy Disclosure: We respect your privacy. The sponsor indicated on the front panel provides a complimentary subscription of this publication to you, a valued client. If at any time or for any reason you do not want to receive this publication, please contact the sponsor using any of the contact info on the front panel, and your personal information will be removed from the mailing list immediately. Without response to this cancellation offer, we assume your implied consent and permission to continue provision. Disclaimer: This publication is distributed for the purpose of information only. It is not intended to solicit buyers or sellers currently under contract by a real estate firm or under contract with another Broker or Mortgage Specialist, nor is it intended to cause or induce breach of any existing agreement. Distributed by: dmsmarketing.ca Copyright© 2021 All Rights Reserved / Printed on recyclable material. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by CREA and identify real estate professionals who are members of CREA. Priv cy Disclosur : We respect your privacy. The sponsor indicated on the front panel rovides a co plimentary subscription of this publication to you, valued client. If at any time or for any reason you do not want to rec ive this publication, lease conta t the spons r usi g any of the contact info on the front panel, and your ersonal i f r ti will be removed from the mailing list immediately. Without response to this cancellation offer, we assume your implied consent and permission to continue provision. Disclaimer: This publi ation is distributed for the purpos of information only. It is not intended to solicit buyers or sellers currently under contract by a real estate firm or under contract with another Broker or Mortgage Specialist, nor is it intended to cause or induce breach of any existing agreement. Distributed by: dmsmarketing.ca Copyright© 2021 All Rights Reserved / Printed on recyclable material. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by CREA and identify real estate professionals who are members of CREA.