Courtesy of Jack Marsala November 2022

Jack Marsala 613-563-1155

THE TYPICAL STEPS INVOLVED WHEN BUYING A HOME Purchasing a home can be a complicated affair, but your REALTOR® has the experience to help make the process as simple and as painless as possible. While some procedures may vary from province to province, there are many steps that are universally part of the real estate purchase process. Here are a few of them: • Choose the REALTOR® you want to work with. They have the experience and the local knowledge to find the right home to match any need or budget. • Check out the marketplace – either online or with the aid of your REALTOR®. Create a list before you start your search for the type of home you’re looking for. This could include things like the number of bedrooms, preferred neighbourhood, price range and so on. • Once you find the home of your dreams make an offer on the property, subject to any conditions you may have. If the offer is accepted, a deposit must be made which will be held on your behalf by the real estate company. These funds are refundable if your conditions are not met. • Ensure all conditions are met before the sale completes. An addendum must be signed showing the acceptance of the home once fully satisfied. • Chose a lawyer or notary to complete the changing of ownership and the transfer of funds. • Notify the utility companies to arrange for services at your new address (including Canada Post) while informing them about your change of address. • Arrange for the movers. Moving companies are always especially busy in the middle and at the end of the month so try to arrange this step well in advance. • Approximately one week before moving in you will sign all of the necessary paperwork with your bank and lawyer which will complete the transaction.

INTERNATIONAL DESTINATIONS FOR CANADIAN SNOWBIRDS It’s estimated that each winter a million or more Canadians will migrate from their snowy homes in search of warmer locations. Referred to as Snowbirds, these travellers will nest for months outside of Canada, to return with the spring like their avian namesakes. Traditionally the destination of choice (and still the number one location) is the United States. Thanks to the convenience of air travel, differences in monetary values and effective marketing, these other destinations are picking up an increasingly large share of this lucrative visitor traffic: • Mexico has become the second primary locale for Canadian snowbirds due to glorious beaches, forested mountains and the lure of ancient civilizations. • Costa Rica, specifically the country’s northwest, is especially sought-out, thanks to its proximity to Pacific beaches and other tourist-centered attractions. • A tropical climate, affordable lifestyle and tourist-friendly tax laws, Panama is becoming a favoured winter location. • The island nation of the Dominican Republic is popular because of affordable rents, fabulous beaches and a low cost of living.

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